Bankruptcy lawyer costs in Ohio depend on case complexity, chosen bankruptcy chapter, and your location.
Filing fees are currently $335 for Chapter 7 and $310 for Chapter 13, with periodic increases.
Attorneys charge for their time, and complex cases require more time, resulting in higher fees.
Simple Chapter 7 cases typically range from $1,000 to $1,500.
Chapter 13 cases, being more involved, start at $3,000 to $4,000. Additional fees may apply if your attorney needs to intervene in your case after filing.
Chapter 13 bankruptcy attorney fees in Ohio typically range from $3,500 to $4,000, with potential variations by district.
Unlike Chapter 7, Chapter 13 fees are often standardized as “no-look fees,” representing a reasonable cost for the service.
It’s advisable to check if there are additional hourly charges for post-filing work.
Naturally, people seek to minimize bankruptcy costs, but quality attorneys offer flexibility with flat fees and payment plans.
Flat fees provide transparency and can save you money when working with an attorney who understands the process.
However, factors like combined personal and business bankruptcies, multiple income sources, higher-than-average income, recent prior bankruptcies, or the desire to handle the process alone can influence attorney fees.
While you may consider forgoing legal assistance to save money, attorneys can protect assets, negotiate debts, and potentially secure significant debt reductions.
Why Do Some Attorneys Charge Higher Chapter 7 Bankruptcy Fees?
Chapter 13 attorneys in Cincinnati typically charge the same due to standardized no-look fees, while Chapter 7 fees can differ significantly.
Factors influencing bankruptcy lawyer costs include the chapter you file (e.g., Chapter 7 or Chapter 13), case complexity (e.g., asset or no asset), location (e.g., Columbus vs. Cleveland), attorney-client connection, and attorney experience (e.g., years of practice).
For instance, if your income is $10,000 above Ohio’s median and you’re pursuing Chapter 7, your attorney may need extra time to assess your eligibility, potentially raising the overall cost.